Society is changing and has a broader definition of family. Many couples are putting off marriage, or may not be interested in ever getting married. While this is true for some people, there are reasons why you should get married, such as specific rights just for married couples.
People who are married can file joint tax returns with the IRS and with their state. This usually reduces the amount of taxes you need to pay. It also allows you to create a family partnership, which legally allows you to distribute income from your business to your spouse. Again, this usually results in tax breaks.
Estate and Planning Benefits
Should your spouse pass away, a share of the estate is automatically passed to the surviving spouse. You also receive tax breaks from any property you leave to your husband or wife. There are also some trusts that can only be created for married couples. These benefits make estate benefits simpler and more beneficial.
Employment Benefits for Married Couples
Medical care is a huge issue, and many employers will only allow you to purchase a health care plan for your married partner. Should your spouse become ill, you can also use medical family leave to care for him or her. This is not usually extended to unmarried couples. Being married also allows you to take bereavement leave from work should your spouse, mother in law, or father in law pass away.
Being married can even influence where you live. There are some neighborhoods that are zoned for families only. If your spouse signed a lease, being married allows you to renew it as well.
Benefits for Married Consumers
Being married can save you money in the long run. Because people who are married tend to be more stable, many insurance companies will offer discounted rates for couples. Automobile, homeowners, and health insurance rates usually have special discounts for people who are married. If you are going to school, there might be tuition discounts as well. Married spouses are also allowed to use the school facilities, such as a fitness center or library, even if they themselves are not going to school.
There are plenty of reasons why you should get married. Married couples have certain rights that do not apply to people who are not legally married. Consider these rights and benefits when considering if marriage is right for you.